thedepressedsoul. What you say is noteworthy. Each congregation has at least a few people who are mentally impaired. As many dubs are getting old now they have dementia.
I have relatives who were used to giving LARGE green handshakes to Co's and DO's. When they got old and had spent all of their savings the dementia made them FORGET that they could no longer afford to keep doing it. As you said, they ALWAYS take the money regardless of the financial strain it puts on the donor or their caretakers.
All it takes is for a couple of people per cong to give the co a few hundred $$ and the others to chip in some smaller $$ amounts. Then do the math. There are an average of about 22 congs to a circuit which are visited twice a year. let's say they average $500. in gifts per cong per visit. If they saved all of it at the end of 29 years of "Service" they could retire with $440,000. The smart ones never tell the WTBT$ what they take in on the side.