I was 15 at the time I was baptized...If you can tell me one 15 year old male or female who can say they truley understand I would be amazed. I feel being baptized is a more adult way of life and an adult way of thinking. Most adults have been through many experiences that a 15 has not. So to be able to stumble, impact your life in most negative way is more apt to happen.
Needless to say I am very bitter!
Baptisim should be held out for mature adults...Think about it Jesus was not baptized till he was 30!