Saved is past tense. If a person is inside a house engulfed in flames that person is not "saved" until someone else comes inside the house to retrieve him. Once the person inside the house is carried outside the house that person is "saved" from a fiery death.
My understanding of the Christian doctrine of salvation is that it refers to whether or not a person's "immortal soul" goes to heaven or hell after the body dies. So, salvation technically occurs after death. Anyone answering this question on this forum is unable to claim they have salvation as I am unaware of heaven having internet access.
"What are you being saved from?" It is not a "what" as in the illustration of the burning house, but a "whom". Who are you saved from? The answer is simple - Jesus.
Are you saved from Jesus' wrath?
Here is why Martin Luther wanted the book of James removed from the Bible -
14 What good is it, my brothers and sisters, if someone claims to have faith but has no deeds? Can such faith save them? 15 Suppose a brother or a sister is without clothes and daily food. 16 If one of you says to them, “Go in peace; keep warm and well fed,” but does nothing about their physical needs, what good is it? 17 In the same way, faith by itself, if it is not accompanied by action, is dead. 18 But someone will say, “You have faith; I have deeds.” Show me your faith without deeds, and I will show you my faith by my deeds. 19 You believe that there is one God. Good! Even the demons believe that—and shudder. 20 You foolish person, do you want evidence that faith without deeds is useless[a]? 21 Was not our father Abraham considered righteous for what he did when he offered his son Isaac on the altar? 22 You see that his faith and his actions were working together, and his faith was made complete by what he did. 23 And the scripture was fulfilled that says, “Abraham believed God, and it was credited to him as righteousness,”[b] and he was called God’s friend. 24 You see that a person is considered righteous by what they do and not by faith alone. 25 In the same way, was not even Rahab the prostitute considered righteous for what she did when she gave lodging to the spies and sent them off in a different direction? 26 As the body without the spirit is dead, so faith without deeds is dead. - James 2:14-26 NIV
Martin Luther taught the 5 Solas - Christians are saved by grace alone, through faith alone, in Christ alone, as revealed by Scripture alone, to the glory of God alone.
James clearly says otherwise.
