My mother got "the truth"™ when she was 15. Baptized when she was 17. She's now 62 with absolutely no retirement plan or savings. She lives from week to week like she always has. Good thing she lives in the UK where she'll benefit from social housing and medical care. My never JW brother tells me she spends every waking moment on the ministry or carts. She's finally acheived her life-goal of becoming part of the congregation clique (but this is also because the clique from the 90s/00s have since woken up and left).
When she finally croaks I'll wait and see if JW. org have a whip round for her funeral costs. I'm not holding my breath.