First you have to understand the “new international monetary system” that the entire world went onto on August 15th 1971. We were told this would be temporary but the world is still on this system over half a century later.
Before that currency was backed by monetary precious metals and it was an honest system. After 71 it was a dishonest unbacked, unlimited system again. It’s the exact same monetary cycle that repeats all through history.
So after 71 the world could reap all the benefits of an unbacked, unlimited dishonest system. Until the cycle repeats and the world goes back to honest money again- gold and silver.
But until that happens the educated can reap all the benefits of this temporary unbacked, unlimited currency system. You are actually helping along the demise of this dishonest system by stopping to pay council tax and utilities..