Well, I wasn’t aware of the part about keeping ‘most of your income’ if you live in the USA. I’m spending money like water.
That's the point - YOU can spend it, in other countries the government takes it and spends it for you.
Posts by Simon
-
96No pension no preparation for retirement
by Mikejw ina lot of my ex fellow servants must be now in their seventies, what can you do?.
no children no money no home.
it is so sad.. so many decided not to have children as the end was right around the corner and that was decades ago.
-
-
Simon
-
96
No pension no preparation for retirement
by Mikejw ina lot of my ex fellow servants must be now in their seventies, what can you do?.
no children no money no home.
it is so sad.. so many decided not to have children as the end was right around the corner and that was decades ago.
-
-
Simon
Well, here in the USA it’s not like that. You have to pay into Social Security to get anything (unless you are a spouse of someone who paid in or disabled and qualify for something else).
What people in the US / outside the US often miss is that workers in the US keep way more of their income than they do in Europe, Canada and the UK. There, the government takes money off you and uses it to deliver piss-poor services, LOL.
So yes, healthcare is more expensive in the US at the point of delivery. In the UK you already paid it, same in Canada.
Pension planning is one of those areas where the forced participation might actually be beneficial for many people, with allowance for those who want to opt-out of any state-run scheme.
-
96
No pension no preparation for retirement
by Mikejw ina lot of my ex fellow servants must be now in their seventies, what can you do?.
no children no money no home.
it is so sad.. so many decided not to have children as the end was right around the corner and that was decades ago.
-
-
Simon
If anyone is worried about their retirement you may want to checkout this previous topic:
Retirement Planning for ex-JWs
The key thing to remember is that many people haven't planned well or saved as much as they maybe should have, so you're likely not as far behind as you imagine.
Also, the pension industry wants your money, so they don't tell you that you might not need as much as some of the calculators predict - they tend to tell you the total amount you might need, forgetting to account for the fact that some of that may very well come from state pensions etc..., and you "only" have to cover the shortfall (or just plan on a more frugal lifestyle).
Retirement planning, like general investing, is like planting a tree - the best time to start was 20 years ago, the 2nd best time to start is today.
But ignore the P2P lending mentioned in that other topic - that kind of imploded with the Covid outbreak. It's important to keep up with what's happening with where you put your money - if there is a whiff of trouble, move it. Don't be the first one in and the last one out - preserving capital is more important than the promised returns (although "some" amount of risk is usually good to include)
-
29
Nicholas King at a gay bar
by neat blue dog inseriously, when will this guy come out of the jws, and out of the closet?.
.
.
-
-
Simon
Are we supposed to know who Nicholas King is?
-
11530
It's been a long 9 years Lloyd Evans / John Cedars
by Newly Enlightened inoriginal reddit post (removed).
-
-
Simon
Why would he go on a dating website in London and try to get a new woman there if he wasn’t planning on moving there?
You know his relationships are "hourly", right?
And a real date might be cheaper than a pay-for-girlfriend.
His defence is so pitiful, and his "I must have your contact details" (so I can dox and harass you) act is so old and transparent, surely no one falls for it?
-
23
Geographical inaccuracies you cant shake
by GabeAthouse inwhere your mental image of a place does not match up with where you intellectually know it actually is?
1. great britain: i always picture it to the west of france.
if i'm reading about the norman invasion or d-day i always see it in my head as crossing the channel east-west / west-east.
-
-
Simon
People think of Canada as far north, but Toronto is level with Italy in latitude terms.
I only noticed that there's a huge gulf off California / Mexico the other day. That can't be new, right? How did I never see it before!
The Mercator projection masks the enormous size of Africa and makes the USA / Europe look far larger by comparison.
-
11530
It's been a long 9 years Lloyd Evans / John Cedars
by Newly Enlightened inoriginal reddit post (removed).
-
-
Simon
This doesn’t include money, gifts, travel paid for, books sent to him for free by supporters, which by the sounds of it was substantial.
The sorts of things someone who is less than honest could easily avoid paying taxes on, which also then makes a substantial difference - imagine your pay packet if you got the gross amount instead of the net!
-
30
Is burying someone on a golf course tacky?
by GabeAthouse intrump's first wife and mother of his children died recently.
they had her buried on his golf course.
do you think this is tacky or a savvy business move since it'll now get them some tax breaks as a cemetery?.
-
-
Simon
GabeAthouse: please take your TDS elsewhere, we don't need the endless drivel.
-
11530
It's been a long 9 years Lloyd Evans / John Cedars
by Newly Enlightened inoriginal reddit post (removed).
-
-
Simon
Yes, 461 now, even that bump (maybe from the Leah Remini video?) ... which means the flippening is upon us - this topic will soon have more pages than he has patreons!
-
2
Linking documents between various devices
by Wonderment ini would like to know how some of you link your various computers, tablets, phones and the like?
do you network them?
or, do you use secure shell (ssh)?
-
-
Simon
It's easier to sync everything to something else (like a cloud service).
For docs, Google Docs / Drop Box / iCloud etc...