Here's how I respond to "oh noes, poor me, someone else pay for my misfortune".
Fuck off, you fucking free-loading layabout!.
I work, I save, I buy insurance, I act like an adult. I don't expect fundraisers or benefits because I don't need them because I plan, prepare and set aside funds to pay my way and support my family even if the unforeseen happens.
Seriously, there is way too much misguided charity that simply rewards grifters and opportunists - those who seem to spend most of their time filming advertorials about how much they need your help and your money, more time and energy then they spend working on solving their own problems.
Save your money for those who would truly benefit because their environment means they lack the resources to get ahead, who don't live in wealthy western countries, who don't have banking, who would benefit from a loan (and work to pay it back!)
https://www.kiva.org/