LHG: I’m the one who got criticized/shunned for working!!
I bet this happens to a lot of JWs, and I think they do the same thing you did- recognize the hypocrisy of it and walk away. Spending years being pressured to be a 'good JW' by living as if there was no tomorrow, then you retire with a pittance and the GB asks for more money from their comfortable HQ. The same organization that judged you for planning now wants the money you don't have because they wouldn't let you plan.
The same place that has money for lawyers and for giving legal guidance to elders and congregations, but doesn't have any arrangements for helping the needy within their own organization. If you are needy, they point to the example of the old woman who dropped her last two coins in a contribution box at the temple, and was praised by Jesus. So if you have almost nothing, the WTS guidance is... give it to us!