I'm 3rd gen. I've always seen this and no matter how hard I try to show this to my "in" brothers, they just don't see it.
I've been in your place and was told to get help from the community. Oh? So... we can take from the community but not give back? I volunteer now to my community for helping me, or donate. They were their for me!!!!
We have an outlet "Neighbors helping neighbors"
look around in your community and other churches that have resources. YOU'LL get ALLOT more help than from any congregation of JW family. what ever that is.