In my first cong, we had a 'tongue of flame on the head' guy who had multiple failed businesses, a failed marriage, in fact all but him had left the club.
I ended up doing work experience with this loser when I was still at school. He was cleaning aircraft for our local airport. Half way through the week, he sent everyone home as he'd gone bust again. 6 brothers left with no job.
I thought that you could be deleted as an elder if you went broke?
He was and is a joke. Nobody believes that he is anointed. 'god' must be really licking the barrel with this one.
Yet each memorial he has the 'privilege' of giving the talk. That's at least 40 years of listening to an absolute yawn fest.