Skeeter, Google "Simplified Income Statement" and print to fill it out. The form should have these basics:
1.) Take home pay
2.) Living expenses
3.) Total available for savings and investments.
If you desire to educate yourself, I recommend the book: "Personal Finance Turning Money Into Wealth" 6th edition by Keown and published by Pearson.
A helpful website or app on your phone is "mint" as well as "manilla"
A.) Look for ways to save by deciding how much you want to spend, say on eating out a month.
B.) For example: set the budget for $50.
C.) Set $50 in an envelope and when the $50 is gone, you do not allow yourself to spend any more. Voila! You make yourself stay on budget.
Let me give you an example of how easy it is to save: If you are 20 years old now and you save only $15 dollars a month (that works out to 50 cents per day) if you invest this $15 a month at a 12% rate, then 50 years later when you are ready to retire...you will have $585,000! Saving is easy, the key is to start early. Most everyone can set aside $15 a month to invest. Good luck!