My answers to these questions:
1] Why don't JW's have a youth group? They've always said that it wasn't Biblical to have extra instruction geared for the kids. Witness kids are to sit quietly and listen to the speakers, like the israelite kids of old. But if you ask me, the religionists of old time pulled the same kind of spin doctoring in their final report as do their counterparts today. A youth ministry would not go amiss.
[2]Why don't JW's have day-care for working sisters? That's largely a function of the Society's unwillingness to admit that times change and women are working now. They'll cop out by saying that the congregation is here to preach to word, which is bullshit, the congregation is here to minister, not just preach.
[3]Why don't JW's have senior citizen centers? See above. Cynically, the GB has provided for their retirement by telling the following generations "Take care of us old ones or else!"
[4]Why don't JW's have referral services for members to get a technical education to get off of welfare? Good idea. Dunno. Most members aren't on welfare, from what I've seen. There's informal networking that goes on, but I don't know if that kind of intricate operation would be something I'd feel comfortable entrusting to my religion, or not. I mean, they already say they own my eternal future, do I want to entrust them with my employment?
[5]Why dont Jw's have referral service for those members who have been mugged, raped, child molestation,burglarized, suffered loss due to natural disasters, sister's needing relocation due to domestic violence? That's a huge list. They do some highly publicized relief work, and I think that we will see a shift in some of the ways they deal with their members problems when the oldies die off.