Happy birthday, James Jack! Glad you had a nice celebratory dinner. That's generally all I do for myself and it suits me just fine. Sometimes if you tell the waitress, they'll give you a complimentary slice of cake. Sometimes they also sing, but that's really annoying to me.
So awesome to hear that you created that community event. When my son was little, he lived for stuff like that. Getting to poke around a fire truck was the highlight of his little life. Once he got to clamber around in the state police trauma flight helicopter which was heaven for him. Not bad for myself, either! People really appreciate those events. Thank you.
Please don't mire yourself in regret over your employment history. You did the best you could with the information you had at the time. You shouldn't be denigrated for making what you thought was a mature spiritual decision. In some areas the advice to pursue "kingdom interests first" ( in reality it was pursuing poverty) was taken more seriously than in other areas. I believe you when you said you felt that was the truly spiritual way. But, I never knew an elder that was also a pioneer, they all worked fulltime and had families, so it definitely varied.
Also, when people talk about retiring wealthy, please don't think it's just somebody bragging. With some basic financial information, it's not difficult to "get rich slow." You just have to start saving for retirement as soon as you start working.
If you can talk a young person into start saving $250 a month from the beginning of their working life, after 40 years they can have about $375,000. If they work an additional 5 years, it will compound to $500,000! So, going to work at age 20 and retiring at 65 will make you a half millionaire as well as Social Security and Medicare eligible. Note how much that additional 5 years gets you. The longer the investment horizon, the more valuable each additional year. The key is getting started early.
Play around with an online compound interest calculator. There are dozens, just Google it. Change the interest rate, change the number of years and watch how the balance changes. Every teenager should be required to play around on one of these. Hell, every adult should play around on one of these.
I learned this info as a young adult and we started saving $250 a month when we were in our early 20s. We were just starting out, were not making much money and our (nonJW) friends thought we were crazy. That would have been a nice car payment 30 years ago. We just automatically put it away and it was like we didn't even have it. We are on track to have a nice lump sum when we retire and it's never felt difficult for that reason.
I'll stop now. But, I'm really passionate about this subject. The power of compound interest over time is one of the greatest forces in the world. I hope you have a decent financial advisor or at least have been able to learn about it on your own. People generally need to constantly tend to financial planning even through retirement and estate planning.
Take care,
GT