Edit: I was busy typing this before I saw Juan V's comments....seems my observations could be spot on.
Here is another thing that has not yet been explored, or brought up. Mentioned this earlier, but I have done Accounts for many years, for several different congregations.
Each individual congregation has an amount in "savings", or in their own bank account...IE Congregation Funds On Hand, at the end of the month. This amount varies with each congregation, from a few hundred $$, to several thousand or more. I dont recall it ever being written down, but I do remember the CO's recommending that the elders encourage the congregations to contribute to the "Local Congregation Fund", in order to build up reserves. The general rule of thumb was to try and keep around $10,000 on hand, so that every 10 or 12 years or so, a little facelift could be done to the KH (paint, carpet, minor repairs, upholstery if needed, usual wear-and-tear items) without going thru the hassle of the RBC. Even thought they were encouraged to send surplus funds as "Funds on Deposit" with WTBTS, they were to keep some liquid funds in the bank.
Then, if there were 2 or more congregations SHARING a KH, there is a Maintenance Committee... and they have their own bank account as well, for the same purpose.
So for a while, almost every congregation I knew of had at least $3000 on hand, many had much more, for just such purposes. Like you would do with your own house, right? When the carpet started to wear out, it got replaced. When painting needed done, it got done. Roof is shot? Bam, materials purchased and a weekend crew put it on, while the local brothers brought lunch stuff. Landscaping starting to get a little out of control? Fixed. No muss no fuss, nothing to get worked up about. The brothers on the Local Maintenance Committee got it done.
NOW, however, they will ALL be directed to send ALL funds to momma. No need to keep that pesky satanic cash just lying around! Not when we have granite countertops, gold faucets, and zebra-wood flooring to buy in Warwick!
And ps., please send your monthly donations in promptly, via the easy-to-use internet self-pay program, hidden in the bowels of JW.ORG Bank and Trust. And don't email us with your questions or concerns, because we dont have an email address.
Listen, Obey, and Be Blessed.