This is one of the easiest slam dunk wins ever. I would suggest looking into and studying Private International Law. You can easily stop all this nonsense by sending a couple of letters in the mail. As long as you use the correct language in your paperwork, no one can touch you. Not the banks, police, etc.
You have far more power than ANY corporation, you just don't know it. Look into Contract Law under the Uniform Commercial Code. If you do it correctly, you can basically own that HOA, and nail them for any headache they cause.
Go to youtube and type in "the power of paper" and watch that short vid. You need to control the world you live in, not be controlled by it
"Those who say it can't be done, should not interfere with those doing it"