Excellent critique WC.
BTW, I knew an elder & wife that lived in a custom-built 250-300K home (expensive in this area), wife drove current model SUV (good for service) and wore expensive yet drab-colored outfits (linen, cashmere, etc.), and they were accustomed to yearly jaunts to places like Martha's Vineyard in NE. The congo. only found out because they were on vacation there when the FAA halted all air traffic after 09/11 and they were "stuck" on Martha's Vineyard.
Bottom line, totally unrealistic with 99% of J_Ws, myself included. The contrast with reality is breath-taking!