There are a lot of alarms going off when I read this....
I don't like to judge hon... But, you did ask for help so here it is...
I know it's tough expecially falling in love so quickly, but he is NOT the only man in the world, there are better men out there who are strong and capable and will love you enough
to wait until you are ready.
Alarm 1.-You've only been with each other for a month. Sometimes people get lucky and find the person of their dreams in a short amount of time, but more often than not it is extremely hard to completely get to know a person in just 30 days.
Alarm 2-Financial Trouble=Smells bad. really bad, and I would stay away. You could find yourself being taken advantaged of because you love him and he knows that and he will use it.
ie. "Can you pay my cell phone bill?" "so.. when do you get paid?" He will start with a long elaborate story about how so and so owes him some money and as soon as he gets it he will pay you back. It won't happen.
Being married to someone who has terrible credit can ruin kill your financial future for years to come and can haunt you even after you've moved on.
Please, Please be careful.
-Doodle-V