Welcome to the board Kelly,
You seem to be stuck in a right pickle with nowhere to go. I am really sorry to hear this.
Yes some JWs have no love and don't care what impact they have on others. Some just look to their own interests and still are in good standing in the congregation. Some of these are even elders.
I agree with you, there is a lack of love and this helps us wake up to the truth about WT.
I hope you get your housing situation sorted....take what help you can especially if it's from outside the congregation.
Take care
Kate xx