Insurance companies don't usually pay out for 'acts of God' unless you have a specific flood insurance or whatever is needed (for which coverage you pay dearly).
I posted the *one* site that agrees with JWS. I found 5 others that says Satan has nothing to do with it. It is God's creations, and he controls the earth. They are so-called 'acts of God' on most of the Xtian sites I visited. xx