I think we may be talking about two diffrent things; individuals of faith, and religion. As individuals, each person is accountable for their own actions true. However, if a guiding religious philosophy contributes to people taking a destructive path, is not that religious philosophy at least partially responsible for the damage done to individuals of faith?
If you look at religious leaders who teach their followers from birth that another people is evil, and these people then grow up to be haters of another race, then I see that religion as being a cause, and not an effect.
I am not saying that all religion is evil or bad. However, if you look at the history of religion and its effect on the human race in terms of war, torture, abuse and denial of scientific facts in order to preserve its powerbase, then, collectively, I just don't see much good in it.
Not sure how faith fits into all that, but I'm not talking about faith per se. I'm talking about religion.
J