e I got robbed big time.
Thats’s your side of the story but it also depends on the terms you agreed to. If you were defrauded, there are remedies such as a lawsuit and a complaint to competent authorities. My bank for example has integrated terms that any fraudulent credit card deductions are guaranteed for a few months. After that, they don’t pay. But if a person has a lot of transactions, fraudulent charges may slip through, and if you finally realize it after their time frame they won’t reimburse you but you agreed to this in terms of service. Your only remedy is to sue the entity that robbed you.