Warlock:
The reality is that we were not there when everything began, so then, it's all speculation as to how everything got here.
This is a short-sighted, unimaginative and downright wrong view of the world. For all your talk about how humans are separate from other animals, you dismiss one of our most useful abilities - the fact that we do not have to directly experience something in order to know about it. All of history and most of science is about events that have never been observed by the vast majority of living humans, some by none at all. To single out the origin of life from all topics is strange, unless you have an ulterior motive for doing so (which of course you do).
I believe there is a God who created the earth and everything in it.
There is no evidence for such a belief and it requires further explanation.
Others believe that everything got here by chance.
That belief is certainly wrong, although I do not know of anybody who holds it.
I would say that the most logical, rational and common sensical conclusion one can reach is the existence of a creator.
"Common sense" perhaps, but even logic can get you further than that (before we start displaying the evidence). The logic that requires complex entities to have a designer must also apply to that designer. Your fundamental argument cannot logically depend on an exception to itself. And yet it does (or leads to an equally unsatisfactory infinite regression).
Others would say that I am crazy.
I wouldn't. You are wrong certainly, miseducated, misguided, irrational and closed-minded but not necessarily crazy.
All of mans negative qualities aside, do you REALLY believe men evolved from animals?
Men (and women) are animals. We have all the same features as other mammals, the same limbs, the same organs, the same developmental process, the same basic brain structure.
Why is there this large chasm between man and the lower life forms on this planet?
That depends on what you mean by lower life forms? Bacteria, insects, fish, apes? If you compare us to bacteria, we don't seem any further removed from them than do other mammals, so I'll go with the apes. Whatever the cause of the huge chasm it certainly isn't a huge genetic difference. We are more genetically similar to chimpanzees than chimpanzees are to gorillas. We have almost identical chromosomes and appear so similar physically that it is only human hubris that has put us in a separate genus. We have similar diets, mating habits and lifespans.
Please show me the great cities, financial systems, and governmental structures that the lower animals have created. Not just presently, but thru history. Show me the music halls where the great musical compositions of lower animals are enjoyed.
No animals other than humans have the mental capacity necessary to do these things. That is what separates us from what you quaintly call the "lower animals", just that one thing, our larger brains. The tiny, tiny genetic differences between humans and chimpanzees have allowed the former to develop complex culture. The changes are minuscule (this can be easily verified by comparing human and chimpanzee genomes) but their effects are immense, a common occurrence in evolution.
Please show me anything even close.
Ant colonies, coral reefs, social hierarchies in primates, birdsong. But then you'll no doubt use those as "evidence" of a creator as well.
Other than "I've never seen God", show me where I am wrong.
You are wrong because your idea of what evolution is is so embarrassingly incorrect that it's hard to believe you are an adult living in the western world in the 21st century. You are wrong because you argue from a position of total ignorance, dismissing (literal) mountains of evidence merely because you are unable or unwilling to understand them. You are wrong because you equate your gut feelings with decades of painstaking work by hundreds of thousands of scientists across many discipines all of which is in such incredible agreement that only a fool or an ignoramus could deny their findings.