There may be some individuals who can improve their situation by making a clean cut through disassociation - perhaps if they have only been associated for a brief period of time or have no family members held hostage by the WTS.
For the vast majority of JWs, however, the "fade" is the preferred method to distance themselves from the Borg.
By far, the best adjusted former JWs seem to be those who carefully plan their "fade" and rescue some of their family members and friends. I'm not sure if this is the selfish or the selfless course generally speaking - it all depends on the ages and circumstances of those involved.
In my opinion, there is nothing honorable about being disfellowshiped or disassociating. If there is any "badge of honor" it might be helping to free others and those who are DA or DF are seldom in a position to free anyone.
I have personally helped free about a dozen family members and friends and indirectly I've lost count - several hundred at least. Would that have happened if I had to honestly answer "yes - I am DA or DF" when asked by individuals writing to AJWRB? I don't think so.
Therefore, in short, my advice is plan your "fade". This has nothing to do with being a coward. In fact, quite the opposite. It is a brave and intelligent person who carefully executes the "fade" operation and thereby helps not only themselves but others as well.
Lee