Social Security benefits for dependant children

by moshe 28 Replies latest jw friends

  • moshe
    moshe

    I went to the Social Security office and asked for my retirement earnings benefit printout, as I am planning on signing up at age 62 next year.

    Many people don't know this, but if you have a dependant child (some stipulations apply) under the age of 18 living in your home and you claim them on your tax return, you can get a social security check for them until they turn 18.

    How much is it? It will be 50% of your normal retirement age benefit amount- Two or more children will get you more- up to the maximum family amount- which might be less, if you have a spouse drawing off your earnings record.

    So, if you know of anyone who fits in this category who isn't getting a check for their child, have them go to the SS office and apply, asap! I believe, they pay retroactive benefits. It's a common misconception that SS only pays a benefit for handicapped children, consequently many people fail to get the benefits they are legally entitled to. The extra money we will be getting for our 12 year old daughter will be a big help in saving for her college fund and paying her iPhone bill.

  • AGuest
    AGuest

    I'm sorry, dear Moshe (peace to you!), but several statements you've made could very well constitute "legal advice". For example:

    if you have a dependant child (some stipulations apply) under the age of 18 living in your home and you claim them on your tax return, you can get a social security check for them until they turn 18.

    Only the SSA can determine and say, with certainty, that such children "can get" benefits. By your saying so, you are may be giving legal advice. You should have referred people to an SSA attorney to find out any rights they may have in this regard.

    It will be 50% of your normal retirement age benefit amount- Two or more children will get you more- up to the maximum family amount- which might be less, if you have a spouse drawing off your earnings record.

    Again, only the SSA can determine what benefits, if any, ANY child will receive, let alone "two or more." You, however, are not qualified to determine what percentage, even approximately, would be awarded. Only an attorney can help a family calculate any benefits they may be entitled to. You, then, should have referred readers to consult with an attorney.

    if you know of anyone who fits in this category who isn't getting a check for their child, have them go to the SS office and apply, asap!

    Again, you should have referred them to an attorney, preferable one knowledgeable in the area of SSA benefits.

    I believe, they pay retroactive benefits.

    This is a legal OPINION as to the potential legal benefits of others... and since you are NOT an attorney, your giving such opinion constitutes the "Unauthorized Practice of Law." Shame on you!

    It's a common misconception that SS only pays a benefit for handicapped children, consequently many people fail to get the benefits they are legally entitled to.

    Again, this is YOUR opinion... and that it's based on YOUR personal experience is IRRELEVANT. YOU don't know whether the misconception is common... or uncommon... and only an analysis of the statistics... which you have NOT cited here... can tell you that!

    I am shocked... and appalled... that someone such as yourself... one who has actually gone to the SSA office and requested a printout... would share such information here! YOUR information is NOT the same as anyone else's and so there is no way that you can apply your situation to any others. Every applicant's case is different and there can be all kinds of nuances and extenuating circumstances so that only an ATTORNEY can really know what's going on. You, sir, should have consulted an attorney yourself! Just because YOU went down and know what MOST people can look forward to doesn't mean that applies for EVERYONE.

    Your post, then, is irresponsible and has the potential to cause harm. For example, what if someone's under age 18 kids already receive SSA benefits through another parent? What if they're receiving SSI? There are all kinds of variable and factors to consider that are NOT always apparent and so ONLY an attorney should even be consulted on matters like this.

    You are out of line... and don't know what the heck you're talking about. So... cut it out!

    Peace!

    SA, on her own... leaving to try and dig her tongue out of her cheek...

  • Band on the Run
    Band on the Run

    ssa.gov. I was able to receive benefits through college. Things may have changed. The extra cash helped a lot.

  • moshe
    moshe

    Funny, Kiplinger.com says basically the same thing I have said. I guess you better warn them that they are practicing law, too. Lawyers and their shills must be getting hard up for business these days.

    Kids can collect, too

    When you collect Social Security retirement benefits, dependent children under age 18 who live with you -- including stepchildren, adopted children and, in some cases, grandchildren -- are entitled to benefits worth up to half of the amount you are eligible for. Retirees can collect benefits as early as age 62 to trigger benefits for their minor kids, but waiting until normal retirement age offers more options.

    For example, although the file-and-suspend strategy is normally used by married couples, it can also be used by older workers -- married or single -- who have dependent minor children. Lucia Cruz of Hollywood, Fla., who describes herself as "happily divorced" for the past 30 years, adopted twins Patricia and Alicia in 2002. The girls, now 11, will each be entitled to monthly benefits worth up to half of what their mother collects.

    But Cruz, 65, wants to keep working and delay collecting her own benefits until age 70. By electing the file-and-suspend strategy next year, when she turns 66, each of her daughters will receive about $800 per month until they turn 18. And by waiting until 70 to collect her own benefits, Cruz will receive approximately $2,250 per month, compared with the $1,640 per month that she would get if she began claiming benefits next year.

    http://www.kiplinger.com/magazine/archives/get-a-bigger-check-from-social-security.html

    AGuest, I will file your warning in the same place as I file your spiritual advice--

  • moshe
    moshe

    It is not common knowledge, but attorneys cause harm to clients everyday, because they give wrong or flawed legal advice and just plain screw with you. Of course you can dig into your pocket and try to find another attorney to sue the one who hurt you. Attorneys probably have their financial interest at heart first, otherwise they would have gone into the priesthood. Take applying for SS disability- most folks get turned down initially, so they call up the nice looking attorney on the billboard who says - disabilty is your rightful benefit! Unbeknownst to the poor sap, who doesn't read the fine print in the contract the lawyer has him sign,( he needs a lawyer to protect him from the fine print) the attorney makes more money by dragging out the SS application!!- as they get paid a percentage of the back SS benefit--

    from the Internet

    How Much Can a Social Security Disability Lawyer Charge?

    All Social Security disability lawyers and non-attorney representatives are allowed to charge, as their fee for providing representation on an SSD or SSI disability claim, up to 25% of whatever total backpayment a claimant receives. The fee that may be paid to a disability lawyer or non attorney rep is usually contingent on winning the SSD or SSI disability case. There are more rules involved with disability lawyer fee agreements, but these are the basics.

    So by dragging out a case for 2 years instead of pushing for a speedy six month settlement, the lawyer can get 4x as much from the client! This happened to a friend of mine- after 2 years of delays, he fired the lawyer and refiled himself- he got his money within six months- all 2 1/2 years worth- not a penny extra to the lawyer.

    I had another friend go to a lawyer over an overtime issue at work. The Lawyer guaranteed him he could win his case in court-

    $3000 retainer- one year it was gone and the big Corp was fighting a good fight-

    lawyer #1 moved on , so a new woman took over- she needed another $2000 ( lawyer #1 had eaten up the first retainer)- guaranteed to win-

    So he paid another $2K- more depositions (they cost extra) and finally it gets close to trial- an offer of $15,000 is made to settle- he is pushing for more ( He needed $$30K to be made whole) - I asked my friend to read the fine print of his contract with the lawyer - should he turn down the offer and the lawyer loses at trial- He OWES the attorney the value of the legal fees for the offer he declined!! That is a guaranteed paycheck! The lawyer can do a poor job- lose the case at trial and still get his paycheck!! Needless to say my friend was over a barrel- he settled-

    After the legal fees and lawyers cut was taken out, then all the income taxes (on the full $15K) came out- my friend was in the hole!! He lost money to have his day in court.

  • moshe
    moshe

    USlegal.com

    The practice of law is the giving of legal advice to a particular individual or entity. Offering legal advice to the general public is not considered the unauthorized practice of law. The advice has to be tailored to a specific person. Therefore, whether good or bad, you will find "legal advice" by non-lawyers all over Internet, on news stands and TV News, offered to the general public.

    Actually defining legal advice is very difficult and the Courts of the various States have not come to a definiton that is uniformly accepted. The Internet has made defining the term even more difficult due to the fact that everyone is assumed to know the law so stating laws and providing legal information is available throughout the Internet on legal and non-legal sites alike.

    - For some reason lawyers just don't get no respect-

  • talesin
    talesin

    Yes, we can't trust people because they have a law degree or medical degree, or whatever. References and research are ever-so-important.

    Many local Barristers' Societies have a single-consultation service (1/2 hour) for a face-to-face with an attorney who is volunteering their services ... they will consult and let you know if you have a case, and often advise you what to do .. it can be very informative and may be free, or charge a nominal fee, like $20.

    tal

  • talesin
    talesin

    I have been VERY lucky w/ lawyers. Had a personal injury case, and he only charge me 15%,,, cut through 5 yrs of bullshit, in 6 weeks, after my other lawyer referred me to him ... my other lawyer, by the way, was my landlord!

    A totally nice guy... and one of my good friends is a Crown Prosecutor (similar to a DA in the USfoA) , ,, so I wanted to plug the 'good lawyers' too.

    t

  • moshe
    moshe

    The implication was that going to a SS office first was a mistake,- you need to see a lawyer first!-- which implied that the SS employees are incompetent. Now, if things aren't on the up and up with your kid's SSi , by all means go to a lawyer first.

    My daughter managed a one-man criminal lawyers office once in Texas once. She told me some real horror stories- so, I have a jaundiced eye when it comes to our legal system, greedy lawyers and the judges that help them stay in business.

    Maybe we need a thread for 'Horror lawyer stories".

  • moshe
    moshe

    One afternoon, Maurice, a wealthy corporate mergers lawyer, was driving his Rolls Royce when he passed two poor looking men by the side of the road eating grass. Maurice quickly stopped his car, backed up to the men, wound down his window and asked, "What on earth are you two doing?"
    "I'm starving, I have nowhere to live and I don't have any money to buy food," said one of them.
    "You can come with me to my house, then," said Maurice.
    "But I've got a wife and three kids just up the road."
    "So we'll bring them along, too," replied Maurice.
    "And what about my friend?"
    Maurice turned to the other man and said, "You can come with us, too."
    "But, sir," said the friend, "I've got a wife and six children just up the road."
    "OK. So we'll bring them as well," said Maurice. "Now get in my car, both of you."
    Soon, everyone had been picked up.
    They had been travelling for only a few minutes when one of the men said to Maurice, "You're very kind. Thank you for taking all of us with you."
    Maurice replied, "I'm happy to be able to do it. And you'll love my place - the grass is almost a foot tall."

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