This is a great thread.
Eddie, that story is a crack-up! When I was younger my parents tought me to buy food and give to them, not give them money. They've already demonstrated that they can't handle their financial affairs, why would you throw good money after bad?
There is a guy here in Fresno, named Mike. My daughter calls him "Our Mike"--like we collect homeless people, LOL. Anyhow I met him because he came up to me one day when I was on lunch break--he had the dirtiest old rag you ever saw and he offered to wash my windshield for--what else--50 cents. I told him I just got the car washed (true) and didn't need his help. Well, he said "God bless you" and turned to walk away. I asked him if he was hungry and his answer was "Very". So, I invited him to join me for lunch! Imagine the scene, a ton of professionals and me in my suit, eating with Mike--dirty and smelly. All the guys who were looking at me like I was crazy might have caught a glimpse of pride in Mike's eyes,LOL. He was eating lunch with a BABE, for God's sake!
Mike is a 50-ish white guy with the bluest eyes you ever saw. He told me his story, he's an alcoholic. He prefers to detach and live on the fringes of society in recovery than deal with the pressure of everyday life and resort to the bottle.
Being an older guy on the street, he is frequently attacked or even robbed by the younger punks. All he owned was a bicycle, and when he was asleep under a tree of course they stole it.
So I hooked him up with Rotary International and he got a new (to him) bike, cause they give them to those who can't afford cars. Then we went and bought him the best bike lock in the world, a pump, a patch kit, etc. He was so happy.
He is the only person I will give money to--the rest I refer to the resources of the city. And, like Hyghlander, I very rarely have cash on me, so I can truthfully say I have no cash.
Once I was accosted at an ATM, and was taking some money out so I couldn't use that excuse, LOL. Well I told the guy no and he got belligerent. Well excuse the hell out of me but I'm almost 6 feet tall and *I* attacked *him*. He tried to run but it was too late. I attracted a whole crowd by yelling at him and telling him how pitiful he was for asking a WOMAN for some money. Gimme a friggin break dude.
We contribute a ton of money and resources to the shelters around here so I don't feel a bit guilty aboutn not giving them money. Believe me, if they live on the streets they KNOW where to go for help.
Lisa