Thanks to DB, Jan, FreeF, and the others who have been positive._____ I would point out that I labeled this a "MINI-scandal", and that the JW (a female) seemed to be "SLIGHTLY stumbled".______I posted this because she typically "listens" to my "news" about the UN, molesters, etc, BUT then makes whatever excuses she can to get the WTS off the hook. MY OPINION is that her ho-hum attitude is because she is never involved first-hand in anything I tell her about (as is true of most JWs who easily dismiss the significance of the aforementioned "scandals")._______However, in this scenario, she had listened in on a conversation that came across to her as one that indicated that many Kentucky JWs had been passing the word around to each other that "KFB" was THE company for JWS to buy "cheap" insurance. When relating the story to me, she even mentioned that some other female JWs had said they had their "business" and "homeowners" insurance with "KFB". She wasn't sure who all the people were that were talking, so she wasn't sure if they were "duplicates" with those that had purchased "KFB" auto insurance._______Anyway, as many JWs are, when she got her renewal bill, she thought it a good idea to follow the other JWs' lead and check out "KFB"._______When the agent told her over the phone that she would have to become a KFB member, she was totally caught off guard. In the back of her mind she "thought" that the larger KFB org was involved in things tat she did not want anything to do with.______A visit to their website confirmed such, and now for the first time that I've seen, she is questioning the actions of those JWs who didn't give a second thought to signing up as a DUES PAYING MEMBER of this outfit.______She certainly understands the difference in buying insurance from KFB and Allstate.______After talking with her, I realized that although this issue is limited geographically, IT IS ONE IN WHICH SEVERAL JWs in that state can see FIRSTHAND the irregularity of doing something that may be "the thing to do" for many Kentuckian JWs, and particularly Elders, since they are the ones who communicated inter-congregationally most frequently.