Yeah I was in a bad one in 92. Some drunk hillbilly tried to turn left in front of me and we hit head on. The seatbelt saved me, only bruising my sternum. Beer cans in the back of his truck flew all over the place. The sheriff knew him and came over to me trying to act like the alcohol was mine. It wasn't. The guy didn't have insurance and told the sheriff so. The sheriff settled for writing the guy up for failure to yeild, no sobriety test, no ticket or arrest for not having insurance, and then just to be an a-hole he wrote me a ticket for "too fast for conditions" (which was promptly thrown out of court).
I had to file it on my uninsured motorist coverage and it took over a month to get the bi*ch claims adjuster to settle. She kept trying to say the wreck was my fault, but suddenly changed her tune the last time I called and said "ok then, I'll file suit tomorrow and let a jury decide". I had my check personally delivered the next morning.
Mike.