I did it because that was the only way I could afford a car.
It's still under warranty and this Jan it will be paid in full. It was the best car we've ever had. All of the used vehicles we would get would always break down and we couldn't really afford all the repairs. I would do it again. As long as you have some job security or ability to quickly get another job in case something happened. Best of luck!
P.S. I recommend the hybrid vehicles for the future that will be my next car.