Hi Maddie
I'm sorry I didn't get to meet you Saturday, Sam was saying what a great person you are.
I'm in a similar situation and find there are so many different views and opinions on it. I too decided I would never lie if asked directly, but this does not mean I am actively seeking to be DFed as I have too many friends and family that I know will Shun me and I'd rather avoid that if possible.
I know from experience that if an elder wants to talk to a sister about a judicial matter he talks to the husband first as 'her head'. This made me steam at the time, as someone went to the elders about me some time ago saying they had seen me do something (it wasn't even true!) and the elders approached my husband rather than me! Of course if the roles were reversed, the elders could go straight to the man, he could deny it and his wife would never know... some justice.
Anyway, long and short... I would try and avoid the situation as long as possible. Use whatever excuse, some elders will still push the situation until they 'get' you, others will give up. In my case they gave up and I have been left alone.
If the worst should happen, you have friends and family here, and we'll never cut you off for telling us the truth.
Thinking of you
Poppy