I never learned a thing from any active witness about how to plan for retirement. My financial literacy came from reading books and listening to financial gurus. The Jehovah's Witness religion is irresponsible in advocating that their followers not plan for the future but rather rely on god.
I sold my partnership interest in my business when I was 47 years old and semi retired.
I lent back some working capital to the new owners and have been receiving monthly interest only installments ever since. I get my full capital investment back when they sell the business.
I will receive 80 to 85 % of the MAXIMUM for social security depending on when I apply for it.
I have a 401k plan in place as I work part time in my old company. The plan is in American Funds.
I have a personal ROTH IRA at JANUS-HENDERSON.
I have an Annuity at MODERN WOODMEN of AMERICA.
I have a brokerage account at FIDELITY.
I have $$$ invested in laddered CD'S that pay me dividends on a monthly basis.
Not one Witness ever, ever, ever gave me advice on how to plan for retirement. It's a good thing. If I had listened to any one of them I would probably be broke right now.