BluesBrother - NB you would not be apathetic if you believed that Armageddon was imminent.
In terms of absolute reality, that is correct. In terms of relative acceptance, I think most JWs "believe" as long as it is convenient to. Apathy is more a form passive-aggression, where actions speak louder than words, (or even conscious thoughts), so while they may consciously "believe" at some level, the apathetic demonstrate disbelief by their actions.
That is still not the same as apostasy, which in practice is a deliberate conscious effort, even if covert. The apathetic would defend the WT in a heartbeat, if held to it. Been there done that on both the giving and receiving end.
d4g