Cognac,
Having a child is one of the most rewarding and most natural pleasures that we can have. (Not "making" the child, but raising the child) My kid changed my life forever- he was one of the best things that ever happened to me. There may be a lot of JW propaganda still floating around in your head about the loss of freedom, "problems", etc. I say that all of that is fear-mongering from the childless writers in Brooklyn.
It makes sense to plan appropriately to bring the child into the most supportive, healthy environment you can. (You have to figure out what that means for yourself.) But don't deny yourself this basic right because your circumstances aren't perfect.
Lrkr