Although I might have chosen a more positive title for the OP, in my experience this is indeed a viable recipe for those that are inclined to pursue faith (a higher level of consciousness and intelligence).
Faith (which emanates from God is not the same as belief which emanates from man, and) is a free gift which is granted to anyone who sets aside religion and instead relentlessly pursues the liberating and transformative gospel message hidden in plain sight throughout scripture.
"Consequently, faith comes from hearing the message, and the message is heard through the word about Christ." (Rom 10:17, NIV)
One good sign of having received this unmerited free gift, I believe, is being personally able to read, understand, summarise and explain Romans and Galatians from the heart.
And possibly eventually being able to link this with summaries of the "5 solas", "law vs grace", "faith vs works", "imputed righteousness", "imputed holiness", and "religion vs the gospel".