My previous post didn't work.
I can't see how this is "encouraging" "up-building" or "hearting" .... to use a few of their buzz words.
Just what part of not saving for retirement is wrong? Does everyone need to work themselves to death while trying to keep up all the meetings, etc until they step into the grave? This is what my parents are doing now, they are feeling this never having saved anything, and I can't describe how furious it makes me.