I do agree much that the WT is out to grab every dime, and I think that they are desperate in doing this. The WT know very well just how much money is sitting in the various congregation accounts. They take this money because they can do it. Shame on us for thinking that our donations would be protected, and safe in a congregation acct But, this can only last so long. Eventually, and it is happening right now. Some of JW's are getting smarter with their contributions. There are many cong's that are missing their deadlines for the monthly pledges. Some have reviewed, and are reducing their monthly donations. Eventually this will happen at the Circuit level, nomatter what tricks the WT try to pull off. While some realisticly hold back, expect more sermons on giving. The more they cry for money, the more they exposed themselves.