larc ---
Question for you: can common sense be taught? Can an apprentice be put with a journeyman or mentor and learn it?
First, I would hesitate to equate either intelligence or common sense with money. One example would be parenthood. It takes a phenominal amount of common sense to be successful at either motherhood or fatherhood. Yet it costs beau coup bucks to be either.
Or let's look at it another way. My third daughter knew from early on that she wanted to be an executive secretary. All through highschool she took all of the classes she could that would prepare her for such a role. In a state wide shorthand contest she came in second, etc.
After graduation she went to Seattle and immediately landed a job with an insurance company's home office. Within two weeks she'd doubled their former record for production for an individual. This got her noticed and within a few more weeks she became secretary to the top executive in that division. About two months after that she had so excelled in her work that one of the owners of the company made her his secretary, much to the anger of the division manager.
A few more months passed and the company decided to open a new branch and she was put in charge of it's development. (And for the dirty old ladies --- No, she wasn't sleeping with the boss.) All this and she was barely 20 years old with only a highschool education. Talk about a meteoric rise!
About six more months after this I got a phone call. "Dad, this is Judy. I wanted to tell you that I quit."
"Why???" I asked in astonishment.
"Because everything that I do is for myself. I want to work with people and make a difference in their lives." She is now teaching kids in a Headstart program and loving it. She's married with two kids, and her eight-year-old daughter is being invited to dance in the "Nutcracker" along with the Eugene professional ballet. I think she's going to be a ladybug or something.
Now, did Judy exercise intelligence? How about common sense? If not, why not?
In answer to your question, yes, I think that it can be taught, but only by allowing them the room to test theory with reality. That takes courage on the part of both the parent and the child, and in this culture where the only answer to danger is to run, allowing that is not politically correct.
LoneWolf