Just to chime in, my father once loaned money to them under the conditional loan system and he received it back with no problem as soon as he asked.
Interested Observer said this:
No, but one thing that I did find interesting is that in the loan documents, it states that, if the lender dies, the loan is converted to a gift to WBTS. Basically it prevents family members of the lender, or the lender's estate, from requesting repayment of the loan.
Is this really the case, can anyone confirm this?