Avoid any meeting if possible, especially with 2 witnesses, even a sister is a second witness.
I played the Depression card, I don't know if you would want to, or could pull it off, but it worked for me, just got a lovely Letter, and no problem since, that was over a decade ago.
I said in the letter I sent that I would be in touch if I felt the need for "Spiritual help" LOL.
Good luck whatever, and may 2024 be a very Happy and fulfilling year for you and yours !