Teary Oberon: People also seem to be forgetting that, on the positive side, many congregations will actually get financial relief due to the new arrangements, thanks to Watchtower taking on loan payments and major repair and renovation costs themselves.
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Read the letter, TO. Congregations are still obligated to pay ("donate") the same amount as their loan payments...or MORE! Unlike a loan, which has an ending date when it's paid off, the donation arrangement is, in essence, a permanent loan which never goes away.
Incidentally, WT does not 'take on loan payments'. Loans are made to congregations with money that Publishers themselves donated, then donations from the same Publishers re-pay the loans that they themselves funded in the first place. None of it is WT's money.