I smelled a rat when I was still in the cult. One day it just hit me: Almost everybody has homeowner's insurance. Who gets the insurance payouts when the org does disaster relief work? It all instantly made sense to me. The org buys materials at bulk (reduced) price. It has free labor. It doesn't even provide transportation to the site. It doesn't provide food or housing (the locals do). The labor is usually the most expensive part of a job, and the org gets it all totally free. Then, the org gets the big insurance payouts.
When I figured it out, I mentioned it to a prominent elder in my area whom I knew extremely well. At the time, he was more open to being honest about and critical of the org (he's no longer like that; his head is buried in the sand now). When I asked him who gets the insurance payouts, he got a smile on his face and looked at the ground - indicating that he completely grasped my implication. He said he was going to find out, but he never said anything about it.
What really burns my ass up is that the org brags in the mags (at least it used to) about how loving and generous and noble it is for doing disaster relief. Bull-damned-shit! It makes big money on disaster relief. It is a self-serving, deceptive, corrupt cult.
I have mentioned this before on this forum, but I'm going to relate it again. A few years ago (2015ish?), I was driving at night on I-95 near Savannah GA for an out-of-town work assignment. I happened to hear an extremely interesting and eye-opening and long (at least an hour) radio documentary on disaster relief.
Bottom line... there are huge profits to be made on disaster relief, and JWs aren't the only ones in on the deal. There is big competition for work sites, so much so that some charities conspire with each other and have various tactics for claiming sites, like sharing their logoed t-shirts with each other and having personnel go stand on sites wearing the t-shirts to claim sites. Charities put "FEMA" banners on their supply trucks so they can bypass DOT weigh stations and save time and try to arrive at sites before the competition. One charity bought a $200,000.00 excavator because it knew it could easily recoup that money and make a nice profit on the excavator.
I wish somebody could find that documentary; I'd like to record it. I think it was on a non-profit public radio station - maybe something like NPR. I might be off on the year. I know it was before 2018 because I quit working for the company that sent me out of town in the spring of 2018.