My folks have been JWs since the early 70s. They joined during the Keep Alive Till 75 debacle. I wasn't supposed to finish grade school, graduate from high school, get married this side of Armageddon™, or have children who have finished grade school, graduated from high school and are preparing to go to University. But that's where we are.
My folks weren't supposed to need a pension or retirement savings... and they foolishly did not prepare for that eventuality... and they should have.
My dad scoffed at me when I was 18 and wanted to start a retirement savings plan - he said I may as well be throwing my money in the fireplace because Armageddon™ was Right Around The Corner™.
A JW woman rolled her eyes at me and mocked me for wanting to go back to college in my 30s. She said it would be a complete waste of time, because Armageddon™ was Right Around The Corner™. That was 11 years ago, and I'm glad I had made up my mind to go back to school regardless of what other people thought of my plan. Her daughter, on the other hand (who is slightly older than me), took her mother's advice and Pioneered™ instead. She is now divorced (her JW husband left her for their JW babysitter) with 2 kids, and is only qualified to clean other peoples' homes for a living, or work at minimum wage jobs.
Remember: This is your life. Choose your options wisely. Many JWs have been notoriously foolish in putting their complete trust in the word of the WTS. They sold their homes and used all their resources to follow the WTS's "advice" because they were led to believe that Armageddon™ was Right Around The Corner™. What do they have to show for it? Nothing. The WTS is not going to support them in their old age. They are not going to be reimbursed for their losses. Putting trust in the WTS is nothing more than gambling with your future. Plan for your future, because you will have one, and you can bet that your JW family will come to you with their hat in their hand looking for your help, because they didn't plan for theirs.