I will be paying off all my cards by next week (around 2500). Have you had a difficult time paying those bills this year?
Are Your Credit Cards Paid In Full or Are You Behind??
by minimus 31 Replies latest jw friends
-
-
Undecided
Between my wife and I we only owe about $30,000. Armageddon will come before we get them payed off.
Ken P.
-
changeling
This has to be the "cheekiest" thread ever on JWD!!!!!!!!!!!!!!!!!!!!!!!
One never asks someone about their finances!
changeling
-
mrsjones5
We only have one credit card with a modest limit and we only use it for emergencies. We like to pay cash for everything.
-
WTWizard
That is the major advantage of having no credit cards. If you have no credit cards, it gets pretty hard to get in credit card debt.
-
Finally-Free
I'm debt free.
W
-
NeonMadman
I use a Discover card and pay the balance in full every month. So I pay NO finance charge, but still benefit from their cashback bonus program. In effect, I pay back less than what I charge.
-
DanTheMan
Debt free...I drive an old car and wear crappy clothes though, so my frugality comes with a social price.
-
Elsewhere
I used to be in debt, but paid it all off years ago. I keep a few credit cards for convenience and pay them off in full almost every month. I rarely ever carry a balance to the next month.
I also have a car note but the car is worth substantially more than the loan.
When I am going to buy something expensive, I make sure I already have the money in an interest bearing account. Then I buy the item by signing up for the store's 0% interest for XX months. The money earns interest and then I pay off the entire balance just before the 0% interest deal expires. I literally make money from the purchase.
Credit card companies don't particularly like me.
-
minimus
This year I had to use a few cards but fortunately, I am able to pay off the cards. I use them when I need to but I prefer cash too!