Can someone point me to the BOE LTR or KM directive stating the KHs are 'self-insured'.
When I looked through Elsewhere's collection BOEs (only through some of 2006) all I found was an updated ( Dec 1, 2004) KHAA.
It says.....
WHAT IS THE KINGDOM HALL ASSISTANCE ARRANGEMENT?
The Kingdom Hall Assistance Arrangement (KHAA) is a means by which congregations can pool their resources to protect against losses for which they would otherwise have to buy insurance. Contributions designated for the KHAA are used to pay for property damage to Kingdom Halls and liability claims against congregations and their authorized representatives during the course and within the scope of their assigned duties. The KHAA may also help defray expenses incurred by those injured in accidents at Kingdom Halls. The KHAA does not pay for wear-and-tear, deterioration of property, or other maintenance needs.
This is not a commercial insurance program The Treasurer's Office administers the KHAA fund, which is held by the Watch Tower Bible and Tract Society of Pennsylvania and into which KHAA contributions from congregations are deposited. This fund is used to make virtually all applicable payments. The fund is also used to purchase commercial "excess" insurance to protect the branch corporations and the congregations from large claims or catastrophic property losses.
...OUTLAW