Jim TX P.S. I use CAD software to do my schematics and PCB layouts. If you are interested in learning the software, you can usually use the demo versions of CAD software to do small designs - which helps the small fella who doesn't want to invest a lot of money. I use P-CAD 2006, but the ones you might look for are PADS or CadStar - if you're interested in this.
There are shops that cater to "prototypers" and small runs, such as you mention that will give you a link to their software and throw that into the PCB fab price. Douglas was doing that: you could buy a "cage", connectors and proto boards; when debug was done, use their software and clean, neat bare boards would come back. Populate those to replace your wirewrapped kluges. I haven't used them in several years, but it was "one stop shopping".
Kits are fastest way to get there from the beginners standpoint, if you can find them. The hunt is worth the effort.
But when you get some time under your belt, the point arises when you have something that is so custom nobody else has it. The choice is some really horrible "cut and jumps" or make your own circuit boards.
You don't HAVE to go PCB: you can do old fashioned point-point or do wirewrap. In fact wirewrap has been known to go to Production. I still wirewrap first, for debug.
But when the quantities go up, WW gets real tedious. And with prices like we have been mentioning, the "breakpoint" may be less than 5 PCB's.
It is possible to do 'multiples' on one PCB and route them out to separate them. But the bargain shops may not include routing or have a size limit that stops you. One place I worked bought a NC router to skip etching. So, "I won't route for you" didn't bother them
Lots of possiblities
Mustang