Has there been any toll on you, and especially, your individuality?
I'm sure there has been a toll, but it's impossible to say what, exactly, it is. I faded so I wouldn't lose my wife. I was scared of too much change, and what it would do to our relationship. THere's no telling if DAing would have made it harder or easier... all I knew was that I had to keep my life from spinning out of control. Manipulating the elders and the whole system of inquiry about my faith was one means of doing so.
I'm sure I could speculate about what would have happened had I DAd... but there's no way to say what would have happened.
Primarily, I faded because I loved my wife and her family (my in-laws). I didn't fade to keep my relationship with my family (they are untrustworthy), or to keep any friends I had (once I stopped going to meetings I receded from those friendships as well).
As far as my individuality... I'm not sure. Being married changes your "individuality" anyway. It's not like I suddenly had all these interests in things I hadn't had previously. I didn't want to get a mohawk, start smoking cigars, get a tattoo, or go to the titty bar. I just wanted a family of my own, safe from the manipulations of people who are incapable of unconditional love.