To the OP: you blew it. You found a smart, lovely woman who is not hung up on material possessions. You found a woman who is happy to live within or below her means during these times of financial uncertainty. You found a woman who has probably spent her next 15 years disposable income on her education and no matter how good her job pays, a PHD and two BA's or Masters is gonna mean some loan repayments. She is not pretending they don't exist and she is working to pay them off. You found a smart, conscientious, fiscally wise woman and you dumped her for not living in a nice enough home.
You are a flipping doofus. You know how many men would value(and snatch up) a woman who was not likely to chuck everything for a new pair of shoes or a fancy kitchen remodel?