Yeah, the RBC scam is well known and documented. I have all the documents that say:
Upon the winding up and dissolution of this Corporation, af- ter paying or adequately providing for debts and obligations of the Corporation, the remaining assets shall be distributed to Watchtower Bible and Tract Society of New York, Inc.
If Watchtower Bible and Tract Society of New York, Inc., is not then in existence and exempt under Sec- tion 501(c)(3) of the Internal Revenue Code of 1986 (or the corresponding provision of any future United States tax code), then said assets shall be distributed to any organization desig- nated by the ecclesiastical Governing Body of Jehovah’s Wit- nesses
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As far as the insurance scam on their property loss form:
If the total claim is over $20,000, please have the Regional Building Committee attach a completed List of Major Cost Elements (S-84a).
What this implies is S-84 "Kingdom Hall Loan Application" which goes along with S-84a should also be filled out as the insurance doesn't cover anything beyond 20k.
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As far as personal insurance:
It's not documented but I've heard similar requests after Katrina - the CO's are tasked with trying to get personal insurance reimbursements paid out to WTBTS if the JW's helped you in any way. They can't legally demand it but there is definitely pressure there.
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Purchases made by RBC:
We are pleased to inform you that the U.S. Branch Office has set up a credit card program for use by Regional Building Committees. The credit cards will be issued by JPMorgan Chase and will carry the MasterCard logo. The credit card can be used wherever MasterCard is accepted. Watchtower will receive a rebate for all purchases on the card. (Emphasis mine)