I love you all! Such great replies :)
I was 15 in 1995 and had started learning JW-ism in late 1994. The one teaching me taught the old generation teaching, probably not even noticing it had changed...and somehow by osmosis I picked up the new teaching by about 1999. I was still a kid and JW-ism was so novel and bright (I got baptised at 19) that I didn't even think about it.
It's interesting how someone noted that historians would see 1995 as a turning point. I really believe 2013 will be of similar historical note for JWs.