FlyingHigh-Thank you for the link - very interesting reading.
You're welcome. I'm glad you were able to look at it. Americans and apparently a lot of the rest of the world are being fed a lot of propaganda about the real reasons for our high medical costs. As long as people so easily believe it, things will only get worse.
I am also aware of the Canadian view of the US reactions to allowing its citizens to purchase its medicines from Canada at a lower, but still expensive price. Bush pronounced that the reason for this is that there was no way of checking whether the medicines were defective, ignoring the fact that these medicines are manufactured in the satellite plants of US manufacturers.
Bush knows that a lot of those drugs were sold to Canada, by the drug companies that made them, at much cheaper prices. He can get away with this because he knows very few Americans are educated on health care cost issues and so won't raise any objections.
Tell. me. If a person has been diagnosed for example with a cancer and receives treatment under their insurance scheme, what happens in the following year? Does the insurance company raise its premiums, or can it even refuse to cover that person again?
Best regards - HS
I know that insurance companies can pressure companies to phase out employees with high medical bills.I see that with my current employer all the time.
I also know companies can refuse to cover dependents with chronic illnesses. This has happened to me when my exhusband changed companies. Lloyds of London was the underwriter for the company funded insurance program. Lloyds told them not to cover me at all. I needed coverage very badly.
I know that if you own a private policy, your premiums will climb sky high to the point eventually that you can't afford to pay them anymore(If you cost them too much in claims, especially with a chronic or terminal illness). I have relatives in private business who pay as premiums ranging from $800 to over $1000 a month. The reason the premiums are so high is that one brother in law has severe heart disease and his wife has had breast cancer. The other the one, my dad's wife, she's British, has had cancer in the past. They know that if they ever let these premiums lapse, it will be very hard to ever get health coverage again.
My exhusband and I were finally forced into bankruptcy due to losing our health insurance. We had over $50,000 in medical bills and other circumstances were finally the straw that broke the camel's back so to speak.
We know it can't go on like this forever. Sooner or later this privatized medical care system will cause enough crises and economic hardship that something will have to be done about it. That day will be slower in coming though as long as people accept what medical care companies, professionals, politicians and the media hand them.
I'm not up to proofreading this: it's late. Hope it makes sense.
