To me being Phobic about something, you have to have an irrational fear of it to the point that it is interupting your daily activities. It used to be that to be called intolerant, phobic or bigoted, you had to actually do something mean or harmful to someone else or be behaving irrationally.
The situation now is such that expressing reserve for any aspect of a minority group will result in a person being verbally tarred and feathered. And not just by the members of that group either. John Cleese says it well: